CONGRATULATIONS! This report is unlike any other you've ever seen in the real estate industry. It is the answer for anyone who wants to be a homeowner, instead of a "renter".

Dear friend,

Would you like to buy a home, but just don't have enough cash for your down payment?

Maybe you've had some credit problems in the past (Who hasn't?) and can't seem to qualify for a loan?

If you answered "yes" to either question, then this report will show you how to STOP throwing away thousands of dollars, every year on rent, and finally purchase your own home, … without bank qualifying!

Believe it or not, you could be moving into your "own" home within a few days.

How do I know this? Because our local organization has been helping people just like you, do this, all across the United States for the last few years. And we can do this for you without any 'hassles' from credit checks, 'bank approvals', 'mortgage companies' or people that would 'scrutinize your financial past' and ask you to explain it.

Buying your home is going to be basically stress-free.

The big question is, "how do you make a jump from a rental into home ownership, when it's so hard to SAVE any money at the same time?"

If you are reading this report, I can safely wager that you want to own a home, but most likely, your credit rating or self-employment has been standing in your way. Life isn't that fair some times, but you have to "look" for the magic method, and that's what I'm offering you in this report.

If you've ever purchased a home before, you know that qualifying is the hardest part of the process. There are so many questions, and so many documents to fill out, it virtually takes weeks before all your paperwork is finished, and they always seem to ask for something else, and even then there is "No Guarantee" that you'll qualify or get any money for your home.

We are dedicated to the "people-helping-people" approach where you can 'avoid' all that middle-man, red tape nonsense that wastes so much of your time and costs you so much money and aggravation.

With our company you won't need to jump through a bunch of hoops to qualify either.

As a matter of fact, there is NO qualifying at all, just a 'simple' approval to see if we can help you purchase a home. Our application doesn't take hours to fill out either. You can fill it out and be done in 2 minutes, just by logging onto this website. And quite honestly, we don't care about your credit rating. We only need basic information about your income and monthly debts.

We don't have large committees that have to sit down and give you a green light on whether or not you're approved. We can get back to you, by telephone, in just a few hours and let you know whether or not you qualify.

And rest assured, if you're sincere, honest, responsible, and have a steady income, with manageable debts, and have a little bit of money for a down payment, you can become a homeowner … almost immediately.

This company was founded for one specific purpose… "To help as many people as possible, … own their own homes".

There are plenty of homes available for "perfect credit" buyers, but I'm not interested in those people. We let the average realtors take care of those folks, while we keep the inventory of homes for Buyers who don't get along with "traditional banking and lending institutions".

Why? Because I was once where you are… right now. You may be thinking, "I don't have a lot of money, so there's no way I'll be able to qualify for a house." And you want to know something, that statement is generally true.

Nowadays, there are very few "non-qualifying" homes to be found. Most of your Homeowners and Realtors ask for a huge down payment.

Where does that put you?

If you're like most people, you're in serious trouble. Most of us do not have 15% - 20% CASH, for a down payment.

But I want you to remember something … "When I purchased my home, I had very little down, but I had some great people to work with."

At PhxRentToOwn.com, all our homes sell, with as low as 5% down payment. That means that 5% of the purchase price is used as a down payment, which leaves you with something in your bank account. Do you realize that it is literally impossible to find a down payment that low, through a Realtor?

In fact, the average real estate commission charged on home sales is 6%. Add to that the Seller's Closing Cost, plus some money for the Seller himself, to put in his pocket, and the costs have escalated. They have to get a large down payment up front, or the numbers just won't work and so there is NO DEAL.

"What If You Have LESS Than 5%
To Put Down On Your Future Home?"

That's a very good question. If you were going to anyone else, you'd be "dead" in the water. But we are committed to your financial future, so we'll try to find you a house of comparable size, with a much smaller amount of money needed for a down payment. (Remember to sign up for our Listing Updates, so you'll have all the latest acquisitions at the touch of a computer key!)

We even created the "Down Payment Assistance Program" for people who have only 3% down, but have high enough income to make extra payments. But, this program is not for everyone... you have to have enough income to support extra payments. Our goal is for you to complete the program, create a credit rating for permanent financing and to own your own home but not to go "belly up" in the middle of it.

Now you're probably asking yourself: "Should I wait for a year or two, SAVE some additional money, restore my credit rating, and then try to buy a home?"

Not really.

If you try and do this, you're going to be wasting your precious time and money. Just think about the main benefit of our program - TODAY'S PURCHASE PRICE!

This means that you, not your Landlord, benefits from the potential increase in the value of your home, each and every year. The real estate prices in our area have been going through the roof, so you have the potential to make more money, just because you're a home owner.

The question you have to ask yourself right now is this. "If the prices of homes are rapidly increasing as you say they are, will I even be able to qualify for that much extra, at later date? No, and that's why you have to consider the following benefits NOW!

1) GUARANTEED PURCHASE PRICE - you are the one who benefits from appreciation, not the landlord.

2) EQUITY BUILD UP - each month part of your lease payment goes towards the purchase price of your home! Your money is finally working for you, instead of paying down the Landlord's mortgage.

3) PRIDE OF HOMEOWNERSHIP - feel what it's like to be a homeowner, not a tenant! Watch for your boss, co-workers, and friends' reaction, once they learn you purchased a home. There is something special that goes along with home ownership status.

If you have more funds to put down on your new home, say around 10%, we can approve you for our "Owner Financing Program", where you get full ownership … immediately. ?

And you get to enjoy this 3 extra benefits, in addition to the ones mentioned above.

1) MORTGAGE INTEREST WRITE-OFF - the interest that you pay on your loan is tax deductible, so it lowers your effective monthly payment.

2) PROPERTY TAXES ARE TAX DEDUCTIBLE - in addition to your interest write-off, you can write-off the property taxes, which further lowers your monthly payment.

3) PRINCIPAL PAYDOWN - your loan balance is being PAID DOWN, which is in effect, increasing your equity.

I know you're thinking "There has to be a catch to this. This sounds too good to be true!" I hear that all the time, but I'm here to tell you, it is true.

Many buyers, and even Realtors, ask us how we can afford to sell these properties, with such a low down payment?

We don't have all that middle-man nonsense, we don't have fancy offices to pay overhead on, and we don't have a highly paid sales force that we have to keep happy, so we've eliminated a lot of costly overhead, which means a lower down payment to you.

We do our business efficiently, with a very low overhead. We use the Internet, when possible, and cheap road signs to advertise our services. We don't even put you in a fancy car, with leather interior, to drive you around and show you houses. Nope, we don't do any of that.

All we ask YOU to do is to follow the instructions on this website, and visit the home you like. All of this saves us money, and so we pass the savings onto you!

Are you ready to stop wasting money on rent?

It's your choice! You are the one who decides your family's future! You can sit around the T.V. and do nothing. You can keep paying rent, and just "talk about prices going up".

So many times I hear: "If we had just bought that house, we could have had…" or " We could have had all this equity built up, but…".

I hope you're not one of those "could have" or "should have" people who allows the opportunities to slip by them. STOP thinking!

TAKE ACTION NOW!

If you've read this entire report, you know that we have taken away all the excuses.

BAD CREDIT? We'll approve any Credit, even No Credit.

SELF EMPLOYED? We'll help you build equity and proof of payments, while you're building your income history.

SHORT ON DOWN PAYMENT? No problem, if you can scrape together at least 3% for a down payment, we'll work with you!

HIGH DEBT TO INCOME RATIO? If you can manage your debts, we'll get you approved.

We have taken away everything that was in your way, out of the way! There are no more excuses! Make a decision now to quit the rental game!

One more thing before you get going on our program...

STOP and realize that this is not one of those "$0 DOWN" or "$500 to MOVE IN" deals. This is not a "Dream Land" program where you can buy a $500,000 home with payments of just $1,000 a month, either.

Some "Would Be Buyers" have come to us wanting to buy a $150,000 dollar house with a monthly payment of $800, or they want to pay $100,000 for a house in $160,000 range. If you're looking for a pie-in-the-sky dream like that, and have totally unrealistic expectations, then STOP reading right here. No one can help you.

But if you have a sincere desire to own your own home, and are willing to do whatever it takes to get your own home, then you're on the right track. All you have to do is…

If you're still with us at this point, chances are you're not one of those "would be Buyers" that are looking for the pipe dream of the year and you are ready to put an end to the rental game.

Let me introduce you to the few final steps to successfully complete your journey towards home ownership! Pay attention and take action. If you do, you won't be sorry.

1. Register for "Listing Updates" - it is highly recommended that you sign up for our automatic E-mail notification now, before you forget. Here is why is signing up for this FREE SERVICE so important…

Many of our houses FOR SALE, don't even make to this website. By signing up today, you become an "Insider Member" and you're the first to find out when we have a new property FOR SALE.

There are also Specials and Promotions available only to Insider Members, where you can purchase a home, at bargain prices, at bargain terms!

To unsubscribe from this unique service is as easy as "one click" on your computer, so don't be afraid to sign up NOW.

If you buy a home, or decide for any other reason you do not want to receive the E-mail notification anymore, you can just CLICK to our "unsubscribe" link provided with each E-mail message we send you, … and you'll never hear from us again.

And the next step is…

2. Go To "Available Homes" page, look through the available homes and study our financing programs. Every home has its own page and instructions on how to apply.

We suggest you print out that page for each home you're interested in and use it for reference and driving directions.

Now is your time to take action and change your future for the better!

Good luck!

Sincerely,

Rick R.
PhxRentToOwn.com

"Register For Listing Updates"

"Available Homes"

P. S. Remember: Renting is wasting money. You make your landlord rich, but you do nothing for yourself. By putting those same dollars into a "house payment" instead of "rent", you create "equity"… a value that you own, that later can send your kids to college, finance the start-up of your own business, or pay for your retirement. Be your own landlord and build up your future financial security!